Tax & Reform
Are Pre-CGT (Pre-1985) Properties Subject to the New 2027 Tax Rules?
Pre-CGT properties acquired before 20 September 1985 stay exempt for gains up to 1 July 2027; gains from that date enter the CGT net.
Guides & explainers
Plain-English answers on fractional property investing, funding your property without a bank, and the rules that shape both.
Latest guideTax & Reform
What Is the Time-Apportionment Method for Transitional CGT in Australia?
The time-apportionment method is the 2027 CGT transition's alternative to a market value — but its detail sits in an instrument unmade as at July 2026.
Funding Your Property
Home Equity Access Options in Australia: Complete Comparison (2026)
Six ways to access home equity compared — reverse mortgage, HEAS, home reversion, fractional funding, refinancing and downsizing — on cost and protection.
Tax & Reform
What Happens If I Sell My Investment Property at a Capital Loss Under the 2027 Rules?
Sell an investment property below its cost base for a capital loss — usable only against capital gains, carried forward, and unchanged by the 2027 reform.
Tax & Reform
How Do the New 1 July 2027 CGT Rules Affect Property Investors?
From 1 July 2027 the 50% CGT discount ends for most investors, CPI cost-base indexation returns and a 30% minimum tax applies. Here's what changes.
Tax & Reform
How Does the New Residential Housing Carve-Out Work for CGT in 2027?
New residential dwellings are carved out of 2027's CGT changes: they keep the 50% discount and sit outside the 30% minimum tax. What qualifies isn't set.
Tax & Reform
How Does Cost Base CPI Indexation Work Under the New 2027 CGT Rules?
From 1 July 2027, CPI cost-base indexation returns for individuals, trusts and partnerships, replacing the 50% discount. Here is the enacted method.
Tax & Reform
What Replaces the 50% CGT Discount for Property Investors on 1 July 2027?
For CGT events from 1 July 2027, CPI cost-base indexation replaces the flat 50% discount for individuals — new residential dwellings excepted.
Tax & Reform
What Is the 30% Minimum Tax on Post-2027 Capital Gains for Investors?
From 1 July 2027, a new Division 119 sets a 30% minimum tax — a floor, not a flat rate — on certain residential and non-residential capital gains.
Tax & Reform
Do the 2027 CGT Rules Require a Property Valuation by 30 June 2027?
The enacted 2027 CGT rules set a transition for property held at 30 June 2027 — a market value is one method, apportionment the other, not a blanket rule.
Tax & Reform
How the Split-Era CGT Calculation Works for Property Held Across 1 July 2027
Property held across 1 July 2027 is treated as sold at market value just before that date and reacquired just after, splitting the gain into two tax eras.
First Home Buyers
What Happens If Settlement Is Delayed by the Buyer or the Seller in Australia?
What happens when a buyer or seller delays property settlement in Australia — penalty interest, notice to complete, and each side's remedies.