Fractional Investing

What Fees Do Fractional Property Platforms Charge?

Every platform sets its own fees, disclosed in its PDS. The fee types to look for, plus MyBrix's complete schedule as at July 2026.

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Every fractional property platform sets its own fees. Fee levels are commercial product terms, set product by product and disclosed in each product’s Product Disclosure Statement (PDS). A PDS is the document a platform must give retail investors setting out a product’s key features, fees, risks and complaints process. So the fee schedule in a product’s PDS is the reliable price list for that product, and the useful way to compare platforms is by fee type: what you pay to get in, what you pay while you hold, what comes out of the property’s income and sale proceeds, and what you pay to get out.

This guide does two things. It names the fee types to look for, whatever the platform. Then it works through one complete, real schedule — the fees of MyBrix, the platform behind this blog, as at July 2026 — investor fees, shared costs, and the owner’s side too.

MyBrix fractionalises each listed property into 10,000 units called Brix. A Brix is a fractional economic interest in a property — a proportional share of its value, not ownership of the property itself. The full mechanics are in our guide to what fractional property investment is and how it works, and the step-by-step process is in our guide to how MyBrix works.

What types of fees do fractional property platforms charge?

Across fractional platforms and pooled property vehicles alike, the fees set out in a PDS cluster around four trigger points — entry, holding, property events and exit — plus a fifth type, performance fees, that some managed vehicles charge. The types travel across products; the amounts do not.

Fee typeWhat it typically coversWhere it is set out
Entry or transaction feesOpening an account, buying inThe product’s PDS
Ongoing or management feesRunning the vehicle or platformPDS; often deducted before distributions
Property-level costsManaging tenants, selling the propertyPDS or scheme documents
Exit feesLeaving early, withdrawing fundsThe product’s PDS
Performance feesA manager’s share above a benchmarkPDS, where charged

Two structural patterns matter more than any single line item. In pooled vehicles — property schemes and listed property trusts — management costs are commonly deducted inside the vehicle before income is distributed, so they arrive as smaller distributions rather than as bills you pay directly. In event-based schedules, fees attach to specific actions such as exiting early, withdrawing funds or trading, and cost nothing until the event happens.

The document trail is the same everywhere. A platform offering financial products to Australian retail investors must give a PDS when a product is offered, and fees are among the things it must set out. For property schemes specifically, ASIC’s Moneysmart website makes the point in one line: the investment manager must give you a PDS, and the PDS tells you how the scheme works. Whatever the marketing says, the PDS fee section is what to compare, platform to platform.

What fees does MyBrix charge investors?

As at July 2026, nothing to get in. MyBrix charges no fee to open an investor account and no fees for purchasing or holding Brix, and no stamp duty applies to Brix purchases — stamp duty being the one-off state government property-transfer tax that applies when you buy a property directly. The investor-side costs concentrate at exit.

Fee (MyBrix investors, as at July 2026)AmountWhen it applies
Account, purchase and holding feesNone
Stamp duty on Brix purchasesNone
Early exit fee10% of current Brix valueEarly exits, including NestEgg exits
Brix trading fee2.0% per tradeOnly if a trading facility is introduced
Platform withdrawal fee$50 or 0.5% of the withdrawal*Withdrawing funds from the platform

*Whichever is larger.

Three notes on the table. The early exit fee also covers exits from NestEgg — MyBrix’s deposit-building product — and is applied on aggregate holdings. The trading fee is conditional twice over: it applies per trade, and only if a trading facility is introduced, which is not guaranteed to happen. And the fees sit alongside exit waiting periods that typically run 30 to 90 days — the mechanics are in our guide to selling a fractional property investment early, and the wider picture in the risks of fractional property investing.

What costs are shared by all Brix holders?

Two costs come out of the property’s cash flows before anything is distributed. They touch every Brix holder proportionally, including the owner, who holds Brix too (as at July 2026).

Where a property is rented, a rental management fee of 10% of gross rental proceeds applies, paid before the monthly distribution.

Net rental proceeds = gross rental proceeds − rental management fee (10% of gross, as at July 2026)

Net rental proceeds are distributed monthly to all Brix holders — the owner and MyBrix included — in proportion to holdings at the time of distribution. When a property is sold, the second shared cost applies: a selling management fee of 5% of the gross sale price, borne proportionally by all Brix holders. What remains flows through as net sale proceeds, the other half of a Brix’s economic value.

What fees does the property owner pay?

The other half of the schedule sits with the owner — the person selling Brix in their property to raise funding. These fees are levied on the owner’s side of the arrangement rather than on investors, but the full schedule belongs in any honest fee guide, and one owner-side fee actually flows to investors. As at July 2026:

Fee (MyBrix owners, as at July 2026)AmountWhen it applies
Property assessment$99, onceAutomated assessment of the property
Manual assessment$999, onceAssessment by a licensed valuer
Funding application$1,999 with manual assessment; $1,499 withoutPer listing
Funding fee5.0% of funded amount, or 0.1% per monthOne or the other, agreed per listing
Occupation fee0.2%–0.5% per month of funded amountOptional, set per funding agreement
Balloon payment fee10%–30%End of short-term facility, where agreed
Settlement cancellation$500Per cancellation
Owner-occupied to rental conversion1.0% of current market valueConverting the home to a rental
Break costsCurrent market value plus 10%Compulsory acquisition of all Brix
Term extension10% of current Brix holdings valueExtending beyond the agreed term
HoldoverMarket rent plus 50%Staying beyond the 10-year term
Unauthorised rentalMarket rent plus 50%, backdatedRenting the property without authorisation
Unauthorised sale10% of owner-held BrixSelling the property without authorisation

Three notes here as well. The funding fee options are alternatives — the upfront 5.0% of the funded amount and the deferred 0.1% per month are charged in lieu of each other, agreed per listing. The occupation fee, where a funding agreement includes one, is distributed monthly to all Brix holders excluding the owner — the owner-side fee that flows to investors. And the schedule’s ground rules run across it: fees are inclusive of GST except where GST does not apply, are non-refundable unless stated otherwise, and some may be payable even if funding does not proceed.

Are platform fees tax deductible?

There is no blanket answer — deductibility depends on what a fee pays for, not on what it is called. The ATO’s guidance on investment income deductions counts account-keeping fees on an account held for investment purposes, and ongoing management fees, among deductible costs. Advice fees about proposed investments, with no connection to current income-earning activity, sit on the non-deductible side.

The timing of a fee matters as much as its label. The ATO’s determination TD 2024/7, on the deductibility of financial advice fees, draws the line between advice fees incurred on a regular or recurrent basis for an existing income-producing investment — deductible — and advice fees paid before acquiring an asset, which are part of putting the investment in place and are not deductible, though they may count toward the asset’s cost base. The cost base is the amount used to work out a capital gain or loss when you eventually sell.

MyBrix’s own PDS puts the same idea in product terms: fees may be relevant to your cost base, deductibility or assessable income “depending on the nature of the fee and your investor profile” (as at July 2026). The wider framework — distributions, disposals and the records to keep — is in our guide to how fractional property investment is taxed in Australia. Tax outcomes depend on your circumstances — speak with a registered tax agent before acting.

How do you compare fees across platforms?

The same reading method works on any fee schedule:

  • Read the PDS fee section end to end. Fees are among the things a PDS must set out — it is the complete list for that product, whatever the marketing highlights.
  • Note when each fee triggers. Entry, ongoing, event or exit. A schedule that costs nothing to hold can still cost meaningful amounts to leave — MyBrix’s own schedule above is a working example of exit-weighted pricing.
  • Check how fees interact with distributions. Costs deducted inside a vehicle arrive as smaller distributions; event-based fees arrive as separate charges. Both are real — they just show up in different places.
  • Read the Target Market Determination (TMD). A written document describing the class of consumers the product is designed for, required under the design and distribution obligations in force since 5 October 2021 — a quick test of fit before fees even enter it.
  • Check the platform on ASIC’s public registers. Free, and worth pairing with Moneysmart’s check-before-you-invest guide — remembering a licence is not an endorsement.

Fees are one input, next to risks, liquidity and fit. General information can list them — the schedule above is exactly that — but it cannot weigh them for your situation. The reliable basis for a decision is each product’s PDS and TMD, read alongside advice from a licensed professional.

Brian Stevens

Founder & CEO, MyBrix

Brian Stevens is the Founder and CEO of MyBrix, with decades of experience in finance and property. His understanding of the property market and financial services landscape shapes MyBrix's approach to fractional property funding and investment.

Authors write general information only — they are not your adviser.