Funding Your Property
Can Retirees Access Home Equity Without Income Requirements?
Which ways to access home equity skip an income test for retirees — home reversion, fractional sale, HEAS and reverse mortgages compared.
Guides & explainers
Page 10 of 12.
Funding Your Property
Is Money From Selling a Share of My Home Taxed?
Whether money from selling a fractional share of your home is taxed turns on unsettled CGT questions — the framework, the gap, and where to get advice.
Funding Your Property
How Does Selling a Share of My Home Affect My Age Pension?
How selling a share of your home interacts with Age Pension assets and income tests, and why Services Australia's Financial Information Service matters.
Funding Your Property
What Does Equity Release Really Cost Over the Long Term?
How equity release costs behave over time — a reverse mortgage or HEAS compounds debt; home reversion and a fractional sale cost a share of future value.
Funding Your Property
What Is Home Reversion and How Is It Different from a Reverse Mortgage?
Home reversion sells a share of your home's future value at a discount; a reverse mortgage is a compounding loan. How they differ, and where MyBrix sits.
Funding Your Property
Do I Lose Control of My Home If I Sell a Share of It?
No — you stay the registered legal owner, keep occupancy, and can sell or buy back Brix anytime. But renting the home out needs MyBrix's approval.
Funding Your Property
How Can I Fund Renovations Without Increasing My Mortgage?
Four ways to fund a renovation without adding to your home loan — savings or offset, a personal or construction loan, a fractional sale, or a HEAS advance.
Funding Your Property
Can I Access Home Equity If the Bank Won't Refinance Me?
Declined a refinance? Fractional sale, home reversion and the Home Equity Access Scheme — three equity routes that don't hinge on serviceability.
Funding Your Property
How Does the Government Home Equity Access Scheme (HEAS) Work?
How the Home Equity Access Scheme (HEAS) works: eligibility, fortnightly and lump-sum caps, the interest rate, and where it sits among private options.
Funding Your Property
Reverse Mortgage vs Selling a Share of Your Home: How Do They Compare?
How a reverse mortgage's compounding loan compares with selling a share of your home — costs, ownership, protections and exits, side by side.
Funding Your Property
What Is Fractional Property Funding? Selling a Share of Your Home, Explained
Selling fractional economic interests in your property — Brix on MyBrix — to raise funds without a loan. Mechanics, costs, control and buyback.
Funding Your Property
What Are the Alternatives to Selling My Home When I Need Money?
Six ways to raise money from your home without an outright sale — refinancing, reverse mortgage, HEAS, home reversion, fractional funding and downsizing.